Payment Processing With No Contracts, Free Equipment, And No Credit Card FeesKeep more of your money where it belongs! In your business!
Colorado Merchant Services helps Colorado Springs and nearby businesses keep more from every sale with a compliant cash discount program, free terminals, and real local support — not a call center.
Colorado Merchant Services helps Colorado Springs and surrounding businesses eliminate traditional credit card processing fees with a compliant cash discount program.
We provide free terminals and setup for qualified merchants, with no long-term contracts or surprise early termination fees.
You get real local support instead of a 1‑800 call center, so when you need help with your payments, you’re talking to someone right here in Colorado.
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Colorado-based support
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No termination penalties
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Terminals for qualified merchants
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Eliminate processing fees
Modern Payment Solutions With Old-School Local Service
Colorado Merchant Services combines a compliant cash discount program, free terminals, and no long-term contracts so local businesses can accept cards confidently while keeping more of every sale — with real support from someone right here in Colorado.
Compliant cash discount program that helps offset your credit card processing costs · Free terminals and setup for qualified merchants · No long-term contracts or early termination fees · Local Colorado-based support instead of a 1‑800 call center · Fast onboarding so you can start saving on your next statement
Compliant Cash Discount Program
Structure your pricing so card fees are built into the transaction, following card brand and regulatory guidelines, so you keep more from every sale.
Free Terminals And Setup
For qualified merchants, we provide and program your terminals, then walk you through how to use them so you’re ready to take payments right away.
No Long-Term Contracts
We don’t trap you in multi-year agreements or hit you with surprise cancellation penalties.
Local Colorado Support
Get help from a local payments partner who understands Colorado Springs and nearby communities, not a generic national call center.
Fast, Simple Onboarding
We review your current setup, configure your program, and get your terminals ready so you can switch over with minimal downtime.
Transparent, Simple Pricing
We walk you through your pricing in plain language, so you understand how the cash discount program works and what you’re saving each month.
Powerful hardware for every setup
Reliable terminals designed for in-store, mobile, and multi-location use.
Countertop POS
Full-featured countertop system with a large touchscreen, built-in printer, and powerful apps for every business need.
- Large HD touchscreen display
- Built-in receipt printer
- App marketplace with 300+ apps
- Employee management & shifts
How Much Money Can You Save?
Enter your monthly processing average and see how much you could save with Colorado Merchant Services.
Monthly Fees You Won't Pay With Us
- PCI Compliance Fees($19–$99/mo)
- Statement Fees($10–$25/mo)
- Batch Fees
- AVS Fees
- Gateway Fees
- Annual Fees
- “Non-Compliance” Penalties
- Junk Add-Ons Banks Sneak In
With Us
- Transparent pricing
- No junk fees
- No surprises
- You keep more of every transaction
Get a precise quote in 1 business day.
See how much you’re losing
Adjust the sliders to match your current processing.
Based on industry average rates from traditional processors
Tailored for every business model
Your processing, policies, and settings are configured to match your business model.
Subscription billing made simple
For SaaS Companies
Recurring billing, dunning management, usage-based metering, and comprehensive analytics all in one platform.
- Subscription & recurring payments
- Automated invoicing & billing cycles
- Failed payment recovery (smart retries)
- Real-time reporting & analytics
- Built to support a wide range of applications and integrations
Simple, reliable card acceptance
For Growing Businesses
Accept credit and debit card payments in-store, online, or on-the-go with fast approvals, modern terminals, and reliable settlement.
- Credit & debit card acceptance
- In-store, online, and mobile payments
- Modern POS & terminals
- Fast deposits & reporting
- Designed for retail, service, and multi-location businesses as they scale
Advanced risk management
High-Risk Processing
Purpose-built processing solutions designed to support complex, regulated, and high-growth business models.
- Credit repair & debt services
- Subscriptions & continuity billing
- Digital products, coaching & programs
- Travel agencies & booking services
- Supplements & regulated goods
- Marketplaces & platform models
- Crypto services & blockchain platforms
- Smoke shops & CBD (where permitted)
Frequently asked questions
Everything you need to know about getting started.
We support all major U.S. card networks including Visa, Mastercard, American Express, and Discover. We also accept Apple Pay, Google Pay, and cryptocurrency payments (subject to approval).
Still have questions?
Our team is here to help. Reach out and we'll get back to you within 24 hours.
Contact SupportContact Us
Let's talk about your needs
Our team is ready to help you find the right payment solution.
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Enterprise & Custom Solutions
Need a payment setup that doesn't fit a one-size-fits-all? Our team builds custom processing, POS integrations, and risk structures tailored to how your business actually operates.
24 hours